Terms of Service
The terms that govern your use of the ExactIQ website. Engagements are governed by a separate written agreement.
Last updated: June 3, 2026
These terms are a general-purpose draft tailored to this website. They have not been reviewed by legal counsel and are not legal advice. Review and adapt them before relying on them.
These Terms of Service govern your access to and use of the ExactIQ website at exactiq.ai. By using the site you agree to these terms. If you do not agree, please do not use the site.
About ExactIQ
ExactIQ is a focused consultancy that engineers profit for operating founders: we find where money leaks out of a business and fix it with technology and automation. We do not provide wealth management, legal services, real estate brokerage, immigration consulting, or licensed financial intermediation. When those are needed, we bring in trusted partners.
No professional advice
The content on this site, including anything we publish under Insights, is for general information only. It is not financial, legal, tax, or investment advice, and it does not create a client relationship. Always seek qualified professional advice for your specific situation.
Engagements are separate
These terms cover use of the website. Any work we do for you is governed by a separate written agreement that sets out scope, fees, and responsibilities. If that agreement conflicts with these terms, the agreement controls for that engagement.
Acceptable use
You agree to use the site lawfully and not to:
- Interfere with, disrupt, or attempt to gain unauthorized access to the site or its systems.
- Use the site to transmit unlawful, infringing, or harmful content.
- Scrape, copy, or reuse the content for commercial purposes without our permission.
Intellectual property
The site, its content, and the ExactIQ name and marks are owned by ExactIQ or its licensors and are protected by intellectual-property laws. You may view and share the content for personal, non-commercial use, but you may not reproduce or exploit it otherwise without written permission.
Third-party links and partners
The site may link to or reference third parties and partners. We are not responsible for their content, services, or practices, and a reference is not an endorsement.
Disclaimers
The site is provided “as is” and “as available,” without warranties of any kind, express or implied, including fitness for a particular purpose and non-infringement. We do not warrant that the site will be uninterrupted, error-free, or secure.
Limitation of liability
To the fullest extent permitted by law, ExactIQ will not be liable for any indirect, incidental, special, or consequential damages, or for any loss of profits or data, arising from your use of the site.
Indemnification
You agree to indemnify and hold ExactIQ harmless from claims arising out of your misuse of the site or your breach of these terms.
Governing law
These terms are governed by the laws of the Republic of Panama, without regard to conflict-of-law principles. Any dispute will be subject to the competent courts of Panama, unless a separate engagement agreement provides otherwise.
Changes to these terms
We may update these terms from time to time. Material changes will be reflected by updating the date at the top of this page; continued use of the site means you accept the revised terms.
Contact us
Questions about these terms? Reach us at legal@exactiq.ai (placeholder — to be confirmed), or write to us in Ciudad de Panamá.